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Rachel Chen

Rachel Chen is a Canadian personal finance writer and former financial planner based in Toronto. She holds a Bachelor of Commerce from the University of Toronto and spent 6 years as a fee-only financial planner before transitioning to financial education writing. Rachel specialises in Canadian tax-advantaged accounts (TFSA, RRSP, FHSA), fintech tools, and investment platforms for everyday Canadians. All content on MyFinanceCanada is for educational purposes only and does not constitute financial advice — always consult a qualified financial advisor for personal decisions.

How Much Emergency Fund Do You Need in Canada? 2026 Guide

September 22, 2026 by Rachel Chen

Most Canadians are one unexpected car repair or job loss away from financial chaos. According to the Financial Consumer Agency of Canada, nearly half…

Categories Budgeting & Saving Leave a comment

FHSA Canada 2026: Complete Guide to the First Home Savings Account

September 20, 2026 by Rachel Chen

The First Home Savings Account (FHSA) is one of the most powerful tax-advantaged tools available to Canadian first-time buyers right now — and in…

Categories Investing Canada Leave a comment

Questrade Review Canada 2026: Is It Still the Best Discount Broker?

September 19, 2026 by Rachel Chen

Questrade has been one of Canada’s most talked-about online brokerages for years, and heading into 2026, it remains a strong contender for…

Categories Investing Canada Leave a comment

Questrade vs Wealthsimple Trade 2026: Which Is Better for Canadian Investors?

September 18, 2026 by Rachel Chen

After six years of helping Canadian clients build wealth from their first $500 investment to seven-figure portfolios, I’ve watched both Questrade and…

Categories Investing Canada Leave a comment

Best Cashback Credit Cards Canada 2026: Rachel Chen’s Top Picks

September 16, 2026 by Rachel Chen

Cashback credit cards remain one of the simplest, most effective tools for everyday Canadians to get money back on spending they’re already doing….

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Best Credit Cards Canada 2026: Top Picks for Cashback, Travel and No-Fee

September 16, 2026 by Rachel Chen

Choosing the right credit card in Canada can feel overwhelming — there are hundreds of options, and the “best” card depends entirely on how you…

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EQ Bank vs Neo Financial Canada Review: Which Digital Bank Wins in 2026?

September 14, 2026 by Rachel Chen

Choosing the right digital bank in Canada can significantly impact your financial health. Both EQ Bank and Neo Financial have emerged as popular…

Categories Banking Canada Leave a comment

How to Pay Off Debt Fast in Canada (2026): A Step-by-Step Guide

September 9, 2026 by Rachel Chen

If you’re carrying credit card balances, personal loans, or lines of credit into 2026, you’re not alone. According to the Financial Consumer Agency…

Categories Budgeting & Saving Leave a comment

Neo Financial vs EQ Bank 2026: Which Canadian Digital Bank Wins?

September 7, 2026 by Rachel Chen

Canadians are increasingly ditching traditional big banks for digital alternatives — and two names dominate the conversation in 2026: Neo Financial…

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Best TFSA Investments in Canada 2026: ETFs, GICs, HISAs & Stocks Compared

October 1, 2026September 5, 2026 by Rachel Chen

With the 2026 TFSA contribution limit holding at $7,000 (and cumulative room now reaching $102,000 for eligible Canadians who’ve never contributed),…

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Recent Posts

  • How Much Emergency Fund Do You Need in Canada? 2026 Guide
  • FHSA Canada 2026: Complete Guide to the First Home Savings Account
  • Questrade Review Canada 2026: Is It Still the Best Discount Broker?
  • Questrade vs Wealthsimple Trade 2026: Which Is Better for Canadian Investors?
  • Best Credit Cards Canada 2026: Top Picks for Cashback, Travel and No-Fee

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